GIG Gulf, a leading provider of insurance solutions in the UAE, is proud to announce the launch of its enhanced Workmen's Compensation Insurance, designed to protect businesses and their employees from work-related injuries. This offering aims to minimize business exposure to risks arising from occupational accidents, ensuring employees are provided with comprehensive coverage, even during the ongoing challenges of the COVID-19 pandemic.
As businesses in the UAE continue to navigate the evolving workplace landscape, including the widespread shift to remote working, GIG Gulf is committed to offering flexible and inclusive insurance solutions. The new Workmen’s Compensation Insurance from GIG Gulf extends coverage to non-manual professionals and administrative employees working from home due to the current health crisis, thus ensuring continued protection for all employees regardless of their work environment.
Comprehensive Protection for Your Workforce
Employee safety and wellbeing have become essential in today's competitive work environment. A responsible employer ensures a safe working environment and mitigates the financial impact of any unforeseen work-related injury or illness. With GIG Gulf’s Workmen’s Compensation Insurance, employers can rest assured that they cover all potential financial burdens related to work-related injuries or accidents.
The coverage extends to wage replacement, medical benefits, and legal protection for employees who suffer from occupational accidents or diseases. This provides employees with the necessary medical support and financial relief during their recovery while also protecting the employer from potential claims. In compliance with the UAE’s Labor Law and the Workmen’s Compensation Ordinance (Federal Law No. 1980), GIG Gulf ensures that businesses fulfill their legal obligations while offering peace of mind to their employees.
Key Coverage Features
GIG Gulf’s Workmen’s Compensation Insurance includes a wide range of protections designed to safeguard both employers and employees:
- Occupational Death: Provides 24 months of the worker's last remuneration before death, offering financial support to the worker’s family.
- Permanent Disability: Benefits are provided as per the specified scale of permanent disability.
- Loss of Wages: Employees who cannot work due to an injury will receive a cash allowance to replace lost income.
- Reimbursement of Medical Expenses: Coverage for medical expenses incurred due to work-related injuries or accidents.
This insurance cover also extends to accidents occurring within the territorial limits of the UAE, even if they happen outside of duty hours, offering added protection to workers.
Legal Protection for Employers
A key component of the Workmen’s Compensation Insurance is its legal protection to employers. In the unfortunate event of a work-related injury or illness, this policy protects employers against any legal claims from employees by the Labour Law. The policy includes coverage for legal costs and expenses related to claims and disputes arising from work-related injuries, further shielding employers from potential financial strain.
Additionally, the Workmen’s Compensation Insurance from GIG Gulf provides employers with peace of mind by ensuring their employees’ rights to compensation are fulfilled while minimizing exposure to lawsuits. The policy facilitates the mandatory relinquishment of the employee’s right to sue the employer, offering a comprehensive, hassle-free solution.
Flexible Coverage Options to Suit Your Business
GIG Gulf’s Workmen’s Compensation Insurance is not a one-size-fits-all product. Understanding that every business has unique needs, GIG Gulf offers flexibility in customizing the coverage. Employers can combine this insurance with Liability Insurance to further safeguard their business against potential claims, legal costs, and expenses.
Why Choose GIG Gulf?
With over 70 years of expertise in the Middle East, GIG Gulf has built a reputation for providing reliable, high-quality insurance solutions. Their Workmen’s Compensation Insurance ensures businesses comply with the law while safeguarding their most valuable asset—their employees.
Moreover, GIG Gulf’s commitment to exceptional customer service ensures that businesses receive timely support, whether for claims processing or policy guidance. The company’s 24/7 multilingual support team is always ready to assist in any emergencies or queries, ensuring a smooth experience for both employers and employees.
About GIG Gulf
GIG Gulf is one of the leading insurance providers in the UAE, offering a wide range of products tailored to meet the needs of businesses and individuals. With decades of experience in the Middle East, GIG Gulf has earned the trust of millions, offering flexible, comprehensive, and cost-effective insurance solutions.
For more information on GIG Gulf’s Workmen’s Compensation Insurance and how it can protect your business and employees, visit its official website.